Free for the core.

Yes. The core is free: net worth, cash flow, milestones, unlimited manual accounts, CSV export. No card, no expiration. That part isn't going anywhere.

Two ways, neither of which is selling your data. On the free plan you'll see clearly-labeled, relevant suggestions (like a savings account paying more than yours); if you sign up through one, we earn a referral fee. And down the road we'll offer paid plans for power features. The core stays free either way.

Automatic bank sync is coming soon; we're finishing it now. In the meantime you can track everything by hand, which also captures things banks can't sync: your house, car, collectibles, cold wallet. We'll tell you the moment sync goes live.

No. Never. Not your transactions, not your balances, not your behavior. Our revenue is referral fees on free and future paid plans; that's it. No selling to advertisers, banks, or data brokers.

Anytime. CSV export is available to everyone; that's a legal right we wouldn't paywall regardless. Your data is yours.

Your data is encrypted in transit and at rest, and we never sell it to anyone. When bank sync ships, a trusted provider will handle your bank credentials; we'll never see or store them.

Not yet. It's in development: a conversational layer for asking questions about your own money. It'll arrive as we grow.